Rich Woman's Journey

My experience and learning process with Kim and Robert Kiyosaki.

Thursday, January 18, 2007

Discovery Toys Experience- Autism Outreach

I am happy to say that my quest to support children with autism is going extremely well. I have been welcomed and embraced by families in my community as an autism resource. I am very excited about making my living supporting therapy, special learning needs, play and social skills for children with autism. It is my goal to put an autism toy kit in the hands of every familiy, therapist, educator and caregiver workiing with children with autism nationwide- I can't do this alone; I will need help!
In addition (as if this isn't enough!) I have the gift of an opprotunity for parents with autistic children to build home based income helping to support other families effected by autism. Working at home is a valuable opprotunity for all parents and for parents with special needs children it is especially worthwild.. The most incredible part is that the very business tools, the special autism toys kit, also serves as tools for therapy and learning in the home for the child with autism.
I am so excited about what I have to offer I want to shout it from the roof tops!
I am seeking educators, therapist, caregivers and families to help me with this wonderful mission. Why not join me? Can you think of a more fullfilling way of making a living?
Discover Discovery Toys- Reaching out to families effected by autism

Monday, December 18, 2006

My Discovery Toys Experinece

It is so great to be on the #1 Discovery Toys team in the nation! Discovery Toys are brilliantly cleaver- they nurture the natural curiosity, intelligence and imagination of children. The wonderful home-based business opportunity helps bring families together. As a Discovery Toys Educational Consultant I am helping children learn in a positive way that builds self esteem and at the same time I am helping parents have better quality time with their kids. As a Discovery Toys Educational Consultant I am helping to build a better world. How many businesses can accomplish that?
I am looking for Educational Consultants nationwide!
Get PAID 2 Play!

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Saturday, December 16, 2006

Network Marketing: Friend or Foe

Network Marketing:
You are probably like so many people- you have been obtrusively accosted by one network marketer or another. Maybe you attended a prospect meeting for a network marketing company and were a bit bewildered by how the people, around you, carried on as if they were attending a church revival over soap, changing their buy habits or a shopping club. Maybe you went so far as to sign up because you felt these people were like you- striving for a better life, wanting to escape from the rat race and an desiring an alternative to the trappings of the corporate slave existence. Latter you realized that the revival behavior was all hype and that you don'’t spend $300 a month on household products and you don't feel good about convincing hundreds of others to do the same, unless of course they have a cleaning business, restaurant, daycare center, cafeteria, nursing home, ect. My household budget, as a single person, for everyday goods is rarely over $50 a month. My friend with a husband and four kids doesn'’t come close to $300 a month for household goods and food.
Perhaps you were turned off by the deceptive way you were invited into the business. Someone gave you 'business information' in the form of a tape, video or DVD. You examined the media and it didn'’t say anything about the product nor did it reveal the company- it just explained network marketing and boasted its many advantages. Possibly the tape or DVD showed sensationalized scenes of speed boats complete with water skiers, billion dollar mansions, private jets, exotic vacation beaches and the like.
Here is the reality:
The many riches we crave may be wonderful things to aspire to- however the promos don't really show how hard the people have had to work to get to that income level. It seems to paint a picture of effortless abundance. Network Marketing has wonderful rewards and many things to offer. At the same time it is a major time investment (it ought never be a monetary investment that you can'’t afford) initially, which until recently was never admitted to me during any promo of network marketing companies I have looked at in the past it takes lots of time and effort to get started. The pay off is worth it; it is not instant and effortless.
The truth about network marketing, like any road to riches, is that it requires an investment:of effort, time, and hard work. The pay off is not instant or a "get rich quick" and I believe it should be presented realistically. I would venture to guess that this is why people drop out of network marketing. I think people often believe that they will make massive amounts of money instantly and that it will be with little or no effort. In many situations, possible unintentionally, people are set up to believe the business will go this way- that somehow they will be passive and the business opportunity will be active. The opposite is true- the business is lifeless and passive and will not work if you do not work it.
In our contemporary culture we are set on instant gratification - clicking and downloading at high speed. Network marketing does not work this way. The concept, in its reality, is very hard for many people to get their mind around. In Network Marketing every connection you make with an other person is a pipeline. Many look at a NWM compensation plan, including people in my family, and are not impressed with the commission that you get from selling product through individual orders. Looking at the business in terms of an individual order and the earned commission is like looking at one puzzle piece of a 1000 piece set. What we need to understand is that it is not about the commission of a single sale or even a month of sales- it is about building a network, a pipeline that will travel to infinite distance and in many directions. Building this network requires consistency, persistence and dedicated passion for what your company is offering. When we make a connection with someone there are limitless possibilities that can emerge from that one person, far beyond a sale. (and in some cases no sale) However the potential of that connection has any number of possibilities. That individual could be someone in need of a home based business- a MLM person"s dream right? Well maybe not and even that assumption give us an inaccurate reputation. That one person knows other people and has a family all of whom represent possibilities. For example I sell educational toys- one would assume that I would only be interested in parents who can buy toys for their kids. Parents are my obvious market; even someone without kids is a worthwhile prospect because they know others and likely have family or maybe they really love kids and would love a related career. Maybe that one individual knows a teacher or they happen to have 14 children in their family via siblings and cousins. Maybe that one person has absolutely no children in their life but in talking to them you find out their best friend, relative or neighbor who is a teacher. Perhaps this person directs a non-profit and I can offer a fundraiser that will raise funds for them during the holiday season.
Another positive that network marketing offers is one that many don't think of or recognize. Network marketing does not impose limits based on race, sexual preference, gender, or disability. An individual doing the business may discriminate- if they do they are banishing their own success-the business itself does not impose these limits. In my business building I am doing all that I can to build a diverse team. I did not realize this particular advantage of network marketing until I became disabled myself, unable to work a conventional 9-5 job. This factor is a blessing to me and I feel proud that I can help others benefit, who may be limited in a conventional job situation.
To build my network I am working on attracting people who have the patience and the abstract thinking ability to understand and embrace this kind of marketing.
The Distinction Between Network Marketing and Conventional Sales:
Unlike conventional sales, as stated success is not measure or even contingent on a given day'’s commission. In conventional sales the salesperson sells a certain volume and earns a specified percentage. This is straightforward, predictable and maybe the immediate compensation looks better on paper. In network marketing you could have a 0 sales day and it could be the day that plants the seed that makes your first several thousand dollars. On this 0 sales day you could meet someone that ends up being a successful recruit who builds that branch of your organization to great success. Perhaps that person you meet that 0 sales day introduces you to that person who, combined with your coinciding efforts, is the one you help to succeed in building that portion of your business to great success. (therefore ensuring your success) These scenarios could happen that month or in the future and you don't necessarily know on a given day. It may be that this uncertainty makes people uneasy and apt to quit and traditional sales people shy away.
Let me offer a different perspective- what if you knew everyday that everything you do in relation to others is planting seeds. If you have ever gardened you know that some seeds sprout and grow and some don't- the way to ensure a lush garden is to continue to plant seeds and care for them. (care for seeds = follow through) You have to have the persistence to keep planting and caring for those seeds and the patience to watch them grow. The end result is a lush garden that continues to grow and by and by you reap the rewards.
Myths (or assumptions) and Truths about Network Marketing
One thing that bothers me is the assumption crititcs make about network marketing. Here are some basic Myths and truths demysitfy and decode network marketing
Myth: All the money in network marketing is for the people at the top. People in their downline do all the work to finance the paychecks of the people at the top
Truth: When you are in network marketing you are at the top- you are the top of your team and earn income based on your team accomplishments. You earn overrides from your team's accomplishments because of the time and effort you invest in trainning, supporting, guiding, and recruiting team members in your downline. These efforts take time,energy and resources- people often don't recognize that their is hard work done to earn these overrides. What so many folks don't realize is that the people at the "top" have worked very hard to earn the income they've achieved. Much of the work that they have done is establising working systems for their downline to succeed through duplication. The top folks, who signed up on "the ground floor" when the company began also took a chance- if the company had gone out of business in the first few years they would have lost out. I have signed on with Discovery Toys as a solid and established company, that those long before me helped to secure.
Myth: "I am not a sales person"
Truth: In network marketing is that you don'’t have to be a salesperson. The skills of a good network marketing company are teachable. I believe in the quality and integrity of most network marketing products. Naturally, when you are with a network marketing company you network with others from different companies because it always helps to have consumer customers and it is a sisterhood-brotherhood. The products I'’ve tried have been high quality. The logic behind this is that if they weren'’t no one would sign up. There are many advantages to having someone share the products with you personally, in an impersonal culture. People hopefully sign up with a network marketing company because they believe in the products- this is what sells the products successfully which does not require sales ability. To be successful at network marketing the best strategy is to let the products speak for themselves. While sales savvy isn'’t necessary, the person that will succeed needs to be sociable, congenial, listen well, friendly, very outgoing and kind. Anyone can aquire these qualities if they really want to. A good sponsor will train their team members in techniques that are simple and duplicatable.
Myth: Network marketing products are overpriced
Truth: I strongly believe that most network marketing products have supperior quality. The company I very critically eluded to in the first paragraph due to business practices I don't agree with has some impressive quality to its products. This company actually ensures that their vitamin supplements are pesticide free by purchasing surrounding field around their fields to avoid pesticide run off. This same company's cleaning products seems pricey but a $20 box of laundry soap lasted me a year when I was doing my own personal laundry plus a high volumn of linens for my massage business.
The toys I sell are lifetime guarunteed, have won safety awards, and average $15. They also last for many years of a child's development as each toy is used in different ways for advancing developmental stages.
The quality of network marketing products needs to be superior or individuals wouldn't sign up to market them. A major store chain can have product on a shelf and the people that work there don't really need to care about the quality of the product or even know about the product. In network marketing a distributor markets the products to customers without retail overhead therefore the quality is often far superior for the price.
Myth: People in network marketing are pushy, use high pressure sales tactics and are deceptive
Fact: Individuals can be any or all of these things. A good network marketing company discourages aggressive tactics. I myself have been the recipient of what I call deception- I have been offered 'business opportunites' and no one would tell me the name of the company until I sit for an "Advantages- of- network- marketing 101 course" I personally don't agree with this stadegy. I am a Discovery Toys Educational Consultant and I am proud of this and I have hesitation letting people know. The wonderful lady that sponsored me says "I'd love to have you on my team" while handing out her business card with our company, head held high. I do the same.

Sunday, December 10, 2006

Rich Woman, Kim Kiyosaki


I was one of many lucky people that attended the Real Estate Wealth Expo March 06' who got to purchase Kim's book. After listening to her wonderful talk I stood in the long line to have my copy signed. She was really nice and personal- I think that is why the line went so slow.
Kim Kiyosaki is a woman investor in her own right. She is far from the "woman behind the man" When I watch Robert Kiyosaki on PBS it was really great to see him side by side with Kim during the pledge breaks. She told the story of her first real estate investment. I pledge to PBS and couldn't wait to see her speak.
Years ago an ambitious Real Estate Agent, and my former Landlady gave me "Think and Grow Rich" as a gift. I think I read the first chapter. Perhaps the book contained vital information but I could not get past the incesant male pronouns- ie. "great men" "mankind" "he who achieves finacial success" I often wonder if the way this made me feel is similiar to how a child of color feels when they constantly are invalided with aryian images in fairy tales and kid's stories. Could this have been how a Jewish person, particularly a child, feels in the winter constantly bombarded with images of Christmas and even worse the assumption that everyone is Christian.
For this reason I was real excited to begin reading Kim's book. Here was my chance to learn how to improve my financial situation from a woman's perspective. Due to dyslexia, I have only completed half of Rich Woman, though I am working on it and learning so much. I am so greatful to Kim for giving a voice to the woman investor and for working so hard to help women become finacially educated. Clearly her mission is to empower women to become finacially independant, especially single women, even though she, herself is married.
The book itself is extremely user friendly. The type is large and printed on really nice tactilly pleasing paper. Her writing style is free flowing and easy to relate to. I really like that she has a glossary of finacial terms, especially since so much of the terminology is new to me. Undoughtably this book is written by a woman!
Once I finish reading Rich Woman I will append.
Click here: You can purcahse Kim Kiyosaki's Rich Woman! Click on purple Rich Dad icons!




For more information about my wonderful homebase business that caters to families:

Monday, October 30, 2006

My Financial Education- Discovering the Kiyosaki Team

I am a proud fan and I don't care who knows it!
When I saw Robert and Kim Kiyosaki on PBS the timing was right and it was exactly what I needed to hear. It was synergistic in more ways then one. I was in a rock bottom position financially- physically disabled, living on SSI and unable to work a conventional 9-5 job. Truthfully, a 9-5 job is not suited for me, but what I was taught was get a college education, get a rock solid secure job. The education part I agree with, but as a means of gaining the confidence and sense of self to do what you are best suited for and what you love.
So here I was in my apartment without work and a vow of poverty. I pride myself on always making the best of every situation. Once I was unable to work, I did focus on volunteering and my art, as much as my limited physical ability would allow. Weekends consisted of having PBS on all day. I don't like to watch TV- I either need to be doing something or often I would be sick on the couch listening to the life of the TV, while life was passing me outside my door.
The weekend Robert Kiyosaki did a presentation on PBS was a huge turning point. I was struck by the concept that you don't need to have money to be rich, that it is all about the way you think and what you say to yourself. This is exactly how I strived to approach life, but I had never put it into the context of money. When I had money I wasn't financially educated. Now, often unable to scrap change together, I hear Robert Kiyosaki emphasize the importance of financial education. The pivotal moment was when he wrote "words" on the white board and said "word are free" The next pivotal moment was correcting the cliche "I can't afford it" to "how can I afford it"
The most empowering part was the concept was dispelling the myth that you need money to make money and that being rich was about my actions, my words, my behavior.
I am rich now, not because I have money; I have an SSI check that once ruled my life. I am rich because I am on a journey of gaining wealth and not accepting poverty. The SSI check makes the first of the month a time that means relief. The last week of the month is a misery- starvation, scrapping food scraps and staples, making sure you get your charitable food contribution, borrowing money, avoiding car trips because the tank is on empty......the list goes on.
The end of the month has a new meaning- the above struggles still loom, though not so much, as I will explain.....The end of the month means working hard to accomplish my monthly goals. There is a significant difference.
During the PBS special, I pledged to earn tickets to a Real Estate Wealth Expo in the San Francisco. Since I became ill, I have hardly left town in years. (before my injury and resulting illness I left town often, at least once a month) It was a big deal and a significant motivation. Previously, as a PBS fan, I always felt guilty during the pledge breaks for not contributing, reminding myself that I barely have food and no money to pay any bills. This time I guess I was poised to bring the phrase "how can I afford it" into action. I pledged the monthly amount and decided I would find a way.
The Real Estate Wealth Expo, that I attended alone, was remarkable. Robert and Kim Kiyosaki were speakers as well as Tony Robins, and Donald Trump. I am devoting an entire blog to tell the whole story, under this same heading.
..........
My life has changed significantly and is still changing. After the Expo, I went over my notes so that I wouldn't loose any information. I listened to The Rich Dad Poor Dad on DVD. As a pleasant surprise, I received a new and personally signed copy of Rich Woman in the mail, which only increased my conviction that the Kiyosakis are kind people with a desire to help. I joined the Rich Dad online forum which has been very informative. Despite my mother being an agent, I know nothing about real estate. I went to the expo for the principles to apply to my own life- if I do find myself investing in Real Estate it will be a means to an end. Right now I have a smaller goal of rejecting poverty and paying eliminating bad debt.
Two significant things have happened as a result of my Rich Dad association and my Rich Woman aspirations. They kind of happened simultaneously, so now I have both rather then one or the other. On the Rich Dad forum there was a thread started by an individual member that began in 2004 called "the $40>$400 Challenge" This was clearly for me. When I set out to do something I take it seriously and put heart and soul into it. My genius is in my creative ability, so I brainstormed their and came up with a simple yet demographically marketable idea where I didn't have to invest initially in more then $40. It has taken on a life of its own- I haven't reached the $400 mark yet, though I have exceeded the $40. It has nearly eliminated the end of the month blues. It has value far beyond the money- I no longer spend the entire weekend in my apartment with the TV on. (as a PBS member I have a program and I can tape what I want to see.) Instead I am outdoors with my new art venture- I am in the sunshine and meeting a great people in my community, that I have lived in for only a short while.
I have also signed on with Discovery Toys as a compliment to my Children's Television production dream. It is a great business that I have actually been considering and hesitating too long to join. Learning from Robert and Kim Kiyosaki was the final push. People can say whatever they want about MLMs- in my situation and likely many others, it is extremely practical. Vocationally, as a disabled person, I am unable to work. People buy restaurants, retail shops, and franchises and no one judges them- joining my MLM affordable to anyone! I didn't need to take out a business loan and be in dept and I didn't need to invest money that I don't have. I feel wonderful about what I do. Discovery Toys has the kind of integrity that keeps my head held high. I get to make money by making life better for children, families, and charities- could I do better?
What does all this add up too? I don't have an exact figure, but I know that I am working hard to better my life. I am on a journey to becoming the Rich Woman that I am.